Press question mark to learn the rest of the keyboard shortcuts. Gas for 2 cars, eating with the family, and streaming services for my girlfriend and son. Best card on the market if you ask me, I’ve held the card for years , also I feel it’s better then some better cards that have annual fees. Are you thinking about applying for the Wells Fargo Propel American Express® card? I'll be using it for gas while not on the 5% quarter for my chase freedom and for … Existing relationship with WF. If you don't fit nicely into either group I think you can probably do better. For the former it has good rewards, especially when paired with other WF cards as mentioned; for the latter it's a good pairing with a 2% card (Citi Double Cash, Paypal, Fidelity) in a simple 2-card setup. I was under the impression only AmEx direct cards were eligible for AmEx offers. Just applied for the card a few months ago and like it so far. Click here to sign on to your Wells Fargo account(s). I put everything in the 3X categories, as well as my cellphone bill, on the Propel. We find the best customer service and most consistent customer service from online banks and local credit … We may assign the following limits to your Account: Cash Advance Limit. 3x on several categories; travel, dining, gas, streaming... Easy to redeem rewards. Lucky you. Cash Back Cash Wise Visa ® trademark card learn more about the Wells Fargo … Given its robust rewards, profuse perks, and lack of an annual fee, the Wells Fargo Propel American Express® Card has few downsides — except for the credit requirement. If you’re new to credit cards and looking to earn rewards, the Wells Fargo Propel could be a strong starter option. Some delivery apps are becoming iffy, like Postmates no longer classifies under either restaurants or rideshares so do a test purchase to verify you get 3x when using your carrier of choice. I still activate them all because why not, and there is something I might go to or use like Starbucks or national chain. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Well once you do a few non-Wells Fargo account payments, they restrict you from making any more for the remainder of the month unless you call in to do them. You can request a credit limit increase (CLI) directly from Wells Fargo by phone or online. Low minimum credit line. These are things like "Spend $X at XYZ merchant, get $10 back" or "Go to ABC merchant online or in-person, get 10% back up to $x.xx cash back". If you’re traveling abroad, consider bringing a Visa or Mastercard credit … Discover It (Student), $2500, Nov 2019. Then everything else goes on my Double Cash. Enter your username and password to securely view and manage your Wells Fargo accounts online. Important Credit Terms. I again asked to double my credit line (from $7,500 to $15,000). Normally the brand deals are luxury, signup aggressive, or generally lagging in sales. It is important to pay them in full and on time. Your total credit limit will be provided with your Credit Card and shows on each of your billing statements. Wells Fargo: Provider of banking, mortgage, investing, credit card, and personal, small business, and commercial financial services. A subreddit for discussing any aspect of credit cards. As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. We may restrict the amount of your credit limit that can be used for Cash Advances. Wells Fargo determines your credit line on multiple factors, but the lowest credit line you can receive with this card is $1,500. Please ask questions and contribute to the knowledge surrounding credit cards. The best Wells Fargo credit card is the Wells Fargo Propel American Express® card because it has a $0 annual fee and an initial rewards bonus of 20,000 points (worth $200) for spending $1,000 in the first three months. For example, right now I'm refraining from going to the grocery so I can do a $400 purchase of groceries I would normally get (usually I spend $200/month). Wells Fargo Propel Approval! I have always just cashed out and I think the card is awesome. Customer service experience has been good so far. Log into your Wells Fargo online banking account for your credit card and go to the “Manage Credit Limit” tab.. Wells Fargo gives you the option to increase your credit card limit … It's a great daily card. I didn’t have any relationship with WF when I got approved. Most credit card offers require very good credit. We find the best customer service and most consistent customer service from online banks and local credit unions. The Wells Fargo Propel American Express card has no annual fee, while the Capital One Venture card has an annual fee of $95. So Netflix, Disney+, and Hulu count, but not SubParTVNetwork Premium+. For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. The card hits every high note, offering 20,000 bonus points after spending $1,000 in the first … Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Finally, the Wells Fargo Deals combines both those only for Wells Fargo customers as well as Amex users. Many Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. Wells Fargo Propel American Express® card cons. Just applied for the card a few months ago and like it so far. How is this card? How is the bank managing this card? That’s a 76 percent increase, … Called CSR this morning … WF Deals also stack with the usual rewards benefits. Chase Freedom Flex, $3800, Oct 2020. I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit … This is my workhorse card. (8) Credit Limit. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Absolutely love this card, just sad that my intro APR is ending soon. By using our Services or clicking I agree, you agree to our use of cookies. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. The minimum recommended credit score for this credit card is 700. Disclaimer: The information for the Wells Fargo Propel … Apple Card, $5000, Sept 2019. I've been thinking about this card for a while now and pulled the trigger last night. Compared to other credit cards that typically have minimum credit … Never once had a problem with Wells Fargo. There’s nothing that this card offers that other banks (chase, Amex) don’t with superior customer service. Learn more. The Wells Fargo Visa Signature card earns the same Go Far Rewards as the Wells Fargo Propel card and you can transfer points between accounts. You promise to use your Account only to the limits. I have been with Wells Fargo for the past 5 years. A subreddit for discussing any aspect of credit cards. All things considered: 10/10 would recommend. Press question mark to learn the rest of the keyboard shortcuts. This is my main driver. While there are plenty of credit cards without annual fees, few measure up to the Wells Fargo Propel. Press J to jump to the feed. Opens in a new window. Wells Fargo also makes transferring points from your Wells Fargo Propel card easy – including transfers to family and friends or other Wells Fargo credit cards. Got the Propel earlier this year and have been happy with this setup ever since. I capitalize on the gas, dining, and streaming multipliers. Is a relationship necessary to be approved? Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. Wells Fargo Propel … Looking to get a Chase Sapphire Preferred next but this is a solid card with a decent SUB for having no AF, and 0% apr for a year. Since the points on this card — known as … It is important to pay them in full and on time. Unlike other cards, this means virtually all transit from rental cars, tolls (bridge, expresslanes, etc...), parking (garage and meters), trains, planes, and public transit. How are they with dealing with fraud and etc? There's a metagame in making the poor man's Chase Trifecta in order to get boosted travel redemption for no annual fee, which is nice for some. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, … The Wells Fargo Propel American Express® card doesn’t charge a foreign transaction fee, but that may not be a huge benefit overall since American Express credit cards aren’t as widely accepted overseas as other credit card networks. Call Wells Fargo customer service at 1-800-642-4720. I will say Wells Fargo … The Freedom Flex offers the same cashback on dining and is a stronger card overall (in my opinion/usage), & the Blue Cash Preferred gives the same transit bonuses with larger streaming ones. So far it’s been a great experience and I plan on getting their trifecta eventually. It's pretty great. Press J to jump to the feed. The Wells Fargo Propel … Do note it's for top services, not every little streaming service on the web. Cardholders get up to $600 in cellphone insurance per claim as long as they pay their cellphone bills with their Propel card (max $1,200 … I don’t mind because I have been using reddit and other people for guidance as well. Also interesting is Spotify/Apple Music count, but not Soundcloud. Or call 1-800-642-4720. The Wells Fargo Propel American Express® card is one of the new innovations from Wells Fargo. 1. As long as you have a minimum of 2,500 points, you can transfer Wells Fargo Propel … However, the Venture card has a significantly higher … There's a list of the ones that apply so keep watch of that. Please ask questions and contribute to the knowledge surrounding credit cards. Opens in a new window. Can you tell me about the phone insurance? These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. I will say Wells Fargo isn’t the best bank and I don’t have any of their other products or services other than this card. Finally, especially during COVID-19, Wells Fargo Rewards has been dropping silent offers (activation required) where the first purchase of the listed category is 10% cash back up to $40. All Wells Fargo credit cards have $500 in phone insurance included too. To capture it, you’ll have to spend $1,000 total in the first three months, earning another 1,000 points at a minimum … Wells Fargo Propel American Express® card full terms and conditions. Wells Fargo Propel American Express vs. Bank of America® Travel Rewards * The Bank of America® Travel Rewards credit card carries no annual fee and earns an unlimited 1.5 points per … This makes each point worth 1.5¢ instead of 1¢. If you want to redeem your rewards for cash at a Wells Fargo ATM, you must have a Wells Fargo account, … It’s one of several rewards cards issued by Wells Fargo.. Offering 3X points per dollar spent on … No AF, cell phone insurance that has saved me multiple times, 3% back on gas, food, streaming, and travel. The new limit on my Wells Fargo Propel American Express® card is (drumroll, please) … $13,200. Wells Fargo Propel Amex – The 20,000-point intro bonus is worth $200. Wells Fargo Propel AMEX app submitted Friday, 27-Jul. The Wells Fargo Propel American Express® card requires good to excellent credit. Cookies help us deliver our Services. Also how is wells fargo? I think it's a good option for folks that want to get it and the Wells Fargo Visa Signature Card as well and use the points to book airline travel with the 50% points bonus. Many AmEx offers are available and their own GoFarMall has tons of online deals. Find out how Chase determines your credit limit … Limits on withdrawing cash. I have ten credit cards & I've never really even been tempted by this one. If you do not have a Wells Fargo Credit Card yet, you can request a balance transfer when you apply for a credit … To excellent credit eating with the rest of the ones that apply so keep watch of that after are... 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